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Crypto vs Property - 5 comparisons

While some crypto can be finite, the supply limit of Bitcoin is 21 million, property (physical real estate) in Singapore is limited in supply too, with about 1.1 million flats in the public housing stock, about 382,000 in the private housing stock with about 309,000 non-landed properties and 73,000 landed properties (about 5% landed!).

1. Supply - varies between crypto and blockchain, finite for property in the short term. Supply of landed units is about 5% of housing stock, out of which there are only about 2,860 units of Good Class Bungalows (GCBs) in Singapore.

2. Utility - crypto can provide security to a transaction on its blockchain. Property on the other hand, can serve many function, from providing shelter for a family, to a retail outlet for shoppers, to a place where goods are manufactured, a place where food is harvested, and more.

3. Volatility - there is volatility in the real estate market as well, but it is less than stocks and much less than crypto as we speak.

4. Real asset - Property is an asset class that can be pledged for financing, by local banks too.

5. Heterogeneity - crypto are homogeneous, NFTs could be heterogenous. Property however, is heterogenous and often have a unique value.