Disclaimer: The information and examples presented here are for reference and educational purposes only. The views, opinions and suggestions expressed here are those of the author and do not constitute legal advice. This article is not in any way indented to give investment advice or recommendation to buy, sell, lease or any form of investment. We shall have no liability or whatsoever for any loss or expense whatsoever, related to investment decision made by the reader. The information provided here is on an "as-is" basis with no guarantees of completeness, accuracy, usefulness or timeliness and without any warranties of any kind whatsoever, express or implied. While every responsible clause is taken to ensure the accuracy of information presented, no responsibility can be accepted for any loss of inconvenience caused by any error or omission.

Ownership & Financing: de-coupling/ part-purchase, equity loan, pledging/unpledging, TDSR/MSR, ABSD, and ownership

xx

AI exempt

https://www.mas.gov.sg/regulation/explainers/refinancing-housing-loans

Mortgage reducing financing account https://dollarbackmortgage.com/blog/interest-offset-mortgage-account/

Refinancing up to 75yo

Planning and timing matters.

Planning and timing matters. Take control of the mortgage plans to see which package and how much spread works for your situation, review the terms and conditions to avoid unnecessary fees, and review it regularly. Reviewing it with your objectives, plans and timeline will help you make a better decision and optimize returns.